3 min

Rental cash flow calculator

Deducts the loan repayment and the annual costs you enter from the expected rent received.

See how much a rental may leave you each month and year, before tax.

Enter your numbers

The result updates as you type.

Method and limitations

In the first year: annual rent received – annual loan repayment – annual maintenance reserve – annual costs. In the forecast, only the rent change you enter adjusts the annual rent received.

A pre-tax estimate; doesn't include tax, capital growth, selling costs or unexpected repairs.

This calculator is for information only. It is not legal, tax, financial or credit advice.

Source and verification

Last verified: 10 August 2026

This calculator only uses the numbers you enter; it doesn't rely on any external fee, tax rate or market average.

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